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• Bank Of Baroda Mclr
• Bank Of Baroda Fixed Deposit Rates Calculator
• Fixed Deposit Rates Singapore
• Bank Of Baroda Fixed Deposit Rates Ontario

BOB Deposits – Great Rates, Convenient and Flexible

Fixed deposit accounts are an excellent means to grow your money over a period of time. Interest rates on fixed deposit schemes are generally higher than the interest on savings accounts. If you invest in fixed deposits, you can get higher returns for the same amount of money in a savings account in the same period of time.

The minimum deposit is Rs. 1000 and the maximum deposit is Rs. You can deposit in multiples of Rs. The bank pays 0.5% additional interest for senior citizens. The staff and pensioners of SBI will get additional 1% interest rate. ICICI Bank - You can opt for a fixed deposit which pays interest on monthly or quarterly basis. Bank of Baroda FD rates for senior citizens is 0.50% more than those for the general public. Bank Of Baroda FD Interest Calculator is an online financial tool that allows you to calculate the maturity value of your fixed deposit at the interest rate offered by bank. The amount of FD, interest rate, deposit tenure and compounding frequency of interest together determine the maturity amount of the FD at the end of the tenure.

Bank of Baroda offers several fixed deposit schemes to choose from, depending on your chosen preferred term period (short-term or long-term). This range of choices makes fixed deposits a convenient option for a range of investors, from salaried employees to self-employed professionals to senior citizens.

As low-risk instruments, fixed deposit investments offer both, security and competitive interest rates on your principal amount.

For Present rate offered, please visit our Interest rate page.

Most Important Terms & Conditions:

Eligibility

All Individuals and Non-individuals

Amount of Deposit

• Minimum
  • SCR 5000.00 and in multiples of SCR 100/-
• Maximum
  • No upper limit

Tenure of Deposit

Minimum : 1 Month

Maximum : 120 Months

Rate of interest

As per the maturity period of the deposit

Payment of Interest

Interest will be paid half-yearly.

Premature Closure

No Interest is paid if the deposit is withdrawn before the maturity date.

Availability of Loan/ Overdraft

Overdraft / Loan against deposit provided on demand upto 90 % of the outstanding balance in the account as on date of loan. Interest will be charged as per Bank’s extant guidelines from time to time

Others

• Accepted as security by Government departments.
• Accepted as margin for non-fund based activities.
• Withholding Tax: Withholding Tax will be deducted as per Seychelles Revenue Commission guidelines.

• Overdue Deposit: If renewal request is received after date of maturity, such overdue deposits will be renewed with effect from date of maturity at interest rate applicable as on due date provided such request is received within 14 days of maturity of deposit, after which interest for overdue period will be paid at the rate decided by Bank from time to time.
• Advance against Deposits: This facility is not available to Minor account in single name . If the interest is not deposited for more than 2 quarters, term deposit will be apportioned immediately.
• Interest Certificate available at request of customer
• Deposit Certificate – Term Deposit Receipt is provided for all fresh deposit.
• Mode of Payment: Maturity proceeds are credited Saving/ Current account of the customer. In cases where there are no operative accounts of the customer, maturity proceeds can be given in cash below SCR 20,000 above which DD/ Banker’s Cheque will be issued.

Bulk Deposits (More than SCR 1 Million)

• Bulk deposits can be opened under any of the above mentioned schemes under retail time deposits.
• Bank reserves the right to accept the deposits above SCR 5 Million.
• Rate of interest for Bulk deposits is different from retail time deposits.For interest rate on bulk deposit, please contact the branch.
• Bank reserves the right to accept request for premature payment as the same is agreed at the time of account opening by the customer. On acceptance of premature payment request, no interest will be paid on such prematurely withdrawn deposits.

Available Services for Term Deposit Account Holder

• Loan upto 90% of the Deposit amount
• Locker Facility
• Free Internet Banking
• Free SMS alert before maturity date

Bank Of Baroda Mclr

Baroda Fixed Deposit

Bank Of Baroda Fixed Deposit Rates Calculator

Baroda Fixed Deposit Accounts are ideal for customers who want to earn higher rate of interest, and are able to invest a fixed sum of money for a specified period of time. The period ranges from one month to sixty months at the customer’s option. This product offers convenient solutions to working individuals, businesses, companies, associations, societies and senior citizens. These products enable you to enjoy security and competitive rates of interest on your deposits.

Key Features

• Fixed deposits are accepted in both NZ dollars and US dollars.
• Minimum deposit required of NZ$1000 (if the account is held in NZ dollars) or US$1000 (if the account is held in US dollars).
• Minimum period of deposits – One month.
• Maximum period of deposits – Sixty months.
• The rate of interest depends on the amount of the deposit, the currency and the maturity period.
• Interest is paid on maturity. Tax, if applicable, will be deducted as per tax norms.
• Overdrafts or loans secured against the deposit (NZD) are offered on demand for up to 90% of deposit amount.
• Payment of the deposit prior to the maturity date is permitted, with the Bank’s consent. However, in such cases a lesser rate of interest will be paid (see Fees and Charges below).
• Automatic renewal of the deposit.
• Facility to view account balance & transactions over Internet.

Fixed Deposit Rates Singapore

Fees and Charges

• Where the deposit is paid to the customer prior to the maturity date, interest will be paid at 1% per annum below the applicable rate for the actual period the deposit was kept with the Bank.
• Our fees and charges are subject to change from time to time. For all charges please see our service charges.

Quick Links:

Bank Of Baroda Fixed Deposit Rates Ontario

• Application forms.